4 Car-Hauler Insurance Options to Put Your Mind at Ease


Car hauler accidents can cause serious injuries, truck damage, and damage the vehicles being hauled. An accident can easily cost hundreds of thousands of dollars. Most car-hauler businesses don’t have this kind of money to pay out-of-pocket. Instead, they seek damage recovery through insurance companies. Give yourself peace of mind on the road by purchasing the right kind of car hauler insurance in Florida. Here are four attractive options:

1. Car Hauler Damage

Traffic accidents cost the United States more than $230.6 billion every year. Large commercial trucks are involved in about 400,000 crashes annually. Car hauling trucks can sustain thousands of dollars in damages in a single collision. These vehicles can be pricy to repair and require attention from specialty mechanics. Find an insurer with the right coverage amounts for your car hauler company to put your mind at ease.

2. Vehicle Damage

You will also need a car hauler insurance policy that covers damages to the vehicles your drivers haul. Otherwise, you could find yourself indebted to the vehicle’s owner out-of-pocket – sometimes for five- and six-figure amounts if you’re hauling a luxury vehicle or sports car. Safeguard yourself by purchasing insurance against damage to the vehicle. The best policy won’t just cover the other car in a crash, but also if damage occurs during transport, bad weather, vandalism, and other hazards.

3. Bodily Injury

Car hauler insurance in Orlando wouldn’t be complete without coverage for bodily injuries. Florida statewide insurance laws require at least $10,000 in Personal Injury Protection (PIP) insurance, on top of at least $10,000 in property damage liability. Bodily injury liability will provide coverage if one of your drivers causes an accident in that results in injuries or death to others.

4. Other Damages

The right insurance plan for you is the one with ample coverage for all possible scenarios. After all, you don’t want to end up being liable for a crash or for something you had no control over, such as hail damaging one of the cars you’re hauling. The best way to protect your interests is with the right car hauler insurance in Orlando. Start your search with a free quote from Forerunner Insurance Group.

Sources:

http://www.flhsmv.gov/ddl/frfaqgen.html
http://www.flhsmv.gov/fhp/cve/2013TruckingManual.pdf
https://relogeek.com/how-to-start-a-car-hauling-business-in-8-steps/
http://work.chron.com/need-cdl-drive-car-hauler-trailer-23609.html
http://drivinglaws.aaa.com/tag/trailer-brakes/
http://www.forerunnerinsurance.com/why-business-needs-car-hauling-insurance/