Many businesses and independent truckers use box trucks to transport merchandise and carry out their business objectives. Moving companies, retail shipping companies, and couriers are examples of the kinds of businesses that most commonly use box trucks. Regardless of why your company uses box trucks, you need to be sure you have them fully protected with the right box truck insurance. Whether you are a private truck carrier or an independent trucker for hire, there are a number of important types of business auto insurance you should consider for your truck(s):
- Liability Insurance
- Bodily Injury
- Physical damage insurance
- Property Damage
- Medical Payments
- Comprehensive Physical Damage Protection
- Collision Damage Protection
- Uninsured or Underinsured Motorist
- Bodily Injury
OTHER IMPORTANT COMMERCIAL AUTO INSURANCE FOR BOX TRUCKS:
Rental – If you must rent a replacement truck to conduct business operations while your truck is being repaired, your insurance policy can cover the cost of the rental.
Trailer – Trailer insurance protects you from the loss of and damages to your truck trailer itself.
Trailer Interchange – When you participate in a trailer interchange service, you must protect the exchanged trailers separately since your company does not own them.
Unattended Truck coverage – Stopping for food and rest on a long haul trip puts your truck at risk for theft, vandalism and other hazards. Protect it when it is unattended by adding unattended truck coverage.
Cargo – Cargo insurance protects you from losses and damages to the cargo you’re hauling.
Accessories – You carry expensive extra accessories and equipment in your truck that can be damaged or destroyed in an accident. Protect yourself from losing your GPS units, communications radios and other important accessories by adding this coverage to your commercial auto insurance policy.
When you call for a quote, let us know the size and model of your truck or trucks, how often you’re on the road, and what items you typically transport. This will help us find the most affordable and efficient box truck insurance policy for all of your needs. Contact Forerunner Insurance today for more information and a free quote.